[en] Despite its potential, the future of cryptocurrencies has been hindered by volatility, regulatory uncertainty, limited adoption, as well as issues like hacking, fraud, and scams. The high volatility of cryptocurrencies has made their value unpredictable. Institutional investors have largely stayed clear of the crypto market. Lack of a central authority and cross-border trading has made regulation challenging. To ensure the long-term adoption of cryptocurrency technology the issue of excessive energy consumption must be addressed. On the positive side, organizations worldwide are working to establish regulatory frameworks for cryptocurrencies and reduce uncertainty. The emergence of CBDCs may lead to greater acceptance of cryptocurrencies, despite privacy concerns. Cryptocurrencies face scalability challenges, but developers are addressing them with improved algorithms and alternative energy sources. With lower fees and increased privacy, cryptocurrencies offer viable financial opportunities to millions globally.