Article (Scientific journals)
Determinants of Farming Households’ Credit Accessibility in Rural Areas of Vietnam: A Case Study in Haiphong City, Vietnam
Ta Nhat Linh; Dang Anh, Tuan; Phan Thu, Trang et al.
2020In Sustainability, 12 (11), p. 4357
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Keywords :
agriculture credit; access to credit; credit constraints; rural credit markets; developing countries; Vietnam
Abstract :
[en] The role of agricultural sectors in the economic development of a country is undeniable, especially in developing and least-developed ones, ensuring food supply, increasing national income, export earnings and poverty reduction. Vietnam is known as an emerging market, depending directly on agriculture-related activities for their livelihood, in which the issue of rural credit access still remains a confounding problem. The paper focuses on identifying the determinants of credit access in rural areas of Vietnam using Haiphong city as a case study, including formal and informal credit. The paper uses data collected from a survey of 180 rural households in a district of Haiphong city. The probit and linear regression models are applied to investigate the factors that determine household credit accessibility, i.e., the household’s decision to borrow and borrowing amounts. Results of this analysis reveal the different significant determinants of formal and informal credit market access. Group membership and connection are found to have significantly strong impacts on formal credit accessibility while informal credit access is strongly influenced by agriculture income and dependency ratio. The implications of these findings for enhancing formal credit accessibility and decreasing the dependence on informal markets are discussed.
Disciplines :
Agriculture & agronomy
Author, co-author :
Ta Nhat Linh ;  Université de Liège - ULiège > Gembloux Agro-Bio Tech
Dang Anh, Tuan
Phan Thu, Trang
Hoang Trung, Lai
Do Quynh, Anh
Nguyen Viet, Cuong
Lebailly, Philippe  ;  Université de Liège - ULiège > Département GxABT > Modélisation et développement
Language :
English
Title :
Determinants of Farming Households’ Credit Accessibility in Rural Areas of Vietnam: A Case Study in Haiphong City, Vietnam
Publication date :
2020
Journal title :
Sustainability
eISSN :
2071-1050
Publisher :
Multidisciplinary Digital Publishing Institute (MDPI), Basel, Switzerland
Special issue title :
Special Issue "Sustainable Rural Economics Development in Developing Countries"
Volume :
12
Issue :
11
Pages :
4357
Peer reviewed :
Peer Reviewed verified by ORBi
Available on ORBi :
since 03 June 2020

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